Existing Medical Conditions We automatically include


We automatically include the Existing Medical Conditions listed in the table following provided:

• You have not been hospitalised or required treatment by a medical practitioner in the last 12 months for any of the listed conditions;
• You are not under investigation for any of the listed conditions;
• You are not awaiting investigation, surgery, treatment or procedures for any of the listed conditions;
• Your condition satisfies the criteria in the table following; and
• all Your Existing Medical Conditions are on this list.


All time frames are measured in relation to the Relevant Time, unless specified otherwise.